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Venkatesh Saha, Wise, on payments, DigFin VOX Ep 6

Wise’s Venkatesh Saha talks about scaling, wooing regulators, and the competition in payments fintech.



Venkatesh Saha, Wise

Venkatesh Saha is Singapore-based head of international expansion and partnerships at Wise, the cross-border payments fintech previously known as TransferWise.

Saha speaks with DigFin about the challenges involved with entering new markets around the region, and the all-important relationships with regulators. He also touches the competition, navigating uneven payment systems, and how fintech is driving down the cost of remittances.

  • Show notes:
  • Intro to cross-border payments, challenges, 1.00
  • Conversations with regulators, 3.00
  • When incumbents aren’t helpful, 3.55
  • Leveraging domestic faster-payments systems, 5.25
  • Are you scaling as you grow, or fragmenting? 7.25
  • Are banks copying your tech? 9.45
  • Visa/Mastercard partnerships, 11.00
  • Crypto competition, 12.55
  • Biometrics, eKYC, and databases, 14.25
  • Wise’s wishlist for business development, 15.15

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Venkatesh Saha, Wise, on payments, DigFin VOX Ep 6