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Expanding Wise in Asia | SK Saraogi | DigFin VOX Ep. 77

Wise’s SK Saraogi talks platforms versus remittances, new products, and new competition in Asia.



SK Saraogi, Wise

SK Saraogi is head of banking relationships and business expansion in Asia at Wise, the payments fintech.

He outlines with DigFin‘s Jame DiBiasio Wise’s ambitions in terms of products and new markets in Asia, including how he’s helping roll out the new Platform business alongside Wise’s original remittance app.

SK talks about how Wise’s relationships vis-a-vis banks and other fintechs is changing, particularly in a world of higher interest rates, and how the company views stablecoins.

  • Timecodes:
  • 0:00 – SK Saraogi, Wise
  • 2:42 – Offering Wise’s infrastructure as Platform
  • 4:38 – The changing equation for competing versus partnering with banks
  • 9:25 – Pain points in Asia for the Platform business to address
  • 12:22 – The future of remittance apps as domestic payment infrastructure is networked
  • 16:13 – Product rollouts across Asia
  • 20:21 – Fintechs as competitors
  • 23:49 – What market segments are most exciting (geography, virtual banks, fintechs)
  • 30:26 – Wise’s take on stablecoins

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