The supercharged take-up of Xiang Hu Bao-an initial insurance product converted to an online mutual-aid platform- shows the power of digital finance.
Quantum computing’s threat to encryption may be realized before banks are ready.
Who’s winning China’s car-insurance war?
The fintech, backed by Pintec and FWD, will challenge banks without having to meet the same regulatory requirements.
It’s not enough to assemble a new proposition around clever fintechs, says Dennis Khoo.
While some technologies bring BAML an immediate return, others are "pure investment".
HSBC transaction bankers, noting low volumes on first-gen platforms, look to alternatives.
The bank aims to line up 50 large corporate connections via APIs in Hong Kong.
Banks are creating barriers for fintechs to access data, but they impede open banking at their own risk, fintechs are getting their data anyway.
David Rosa of fintech Neat explains why he didn’t go for a virtual banking license – and what this means for banks, virtual and otherwise.